Why Choose a Professional Investment Advisor Like Us?

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Building an Investment Plan Together- Our investment professionals are here to determine together your risk tolerance and investment return goals for the medium to long term, to help you find and make sense of the options, and come up with an overall Investment Plan that is well considered and will avoid frequent dramatic changes.   With your Investment Plan in mind and with consideration of your other existing assets we can help you build the right portfolio of investment products (RRSPs, mutual funds, bonds, RESPs) to meet your unique needs.  Your portfolio should have several different investment types and risk categories, to provide balance for improved returns and reduced volatility.  We can find and offer you best-in-class investments often available more to institutional investors than private “retail” investors.  We can explain the risks and benefits of any investment we offer.

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​Getting a Head Start - To help you reach your financial goals sooner, it makes sense in some cases to consider an investment loan to responsibly leverage your financial returns.  Although a Home Equity Line of Credit (HELOC) may be your most economical source of borrowed funds, it may not be suitable for some people based on limitations of home equity or restrictions of the primary mortgage lender, and typically interest on a HELOC is not tax-deductible.  RRSP loans, especially those offered during the late winter “RRSP season”, are often available at very competitive rates.  RRSP and investment loans bear interest which is tax-deductible, and are equivalent to getting a lower effective interest rate.  Through our network of investment companies, we have access to secured and unsecured investment loans, RRSP loans, and Home Equity Lines of Credit.

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​Creating Value for the Long Term -​ We help you review your Investment Plan on a regular basis.  If your circumstances or priorities change and it is necessary to rebalance your portfolio, we will help you to harvest and apply any tax losses created within the rebalancing.  If tax rules change, we will provide you with advice on how you can reposition your invested wealth to adapt to or benefit from the changes.  Our competitive and clearly stated brokerage fees help ensure that the majority of the wealth created by the investment decisions we make together accrues to you and not to us.  As your investment advisor we will worry about your investments so you don’t have to.  We will help you manage your emotional responses to fluctuations in investment value to avoid knee-jerk sell transactions and stay committed to your long-term Investment Plan.

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When eventually your investment planning turns to Retirement Planning and Estate Planning, we will be there for you with well-informed advice.  If you encounter rare circumstances that demand specialist advice, we will provide for you either directly or through our network of knowledge experts.

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​Let’s Get Started​ - There is no minimum investment amount.  Our low net worth investors of today will be our high net worth investors of the future.  We will work with you to consider how well your income and desired lifestyle now, can allow you to start investing now, for the future.  If you have already received investment advice from others, we’d be happy to offer you a second opinion and show you how we work for you.